The Oswego County Federal Credit Union is a personal loan from Oswego County Federal Credit Union. The ongoing APR is Term / Rate: A+ 730 + / A 729-680 / B 679-640 / C 639-600 / D 599-550 / E 549-Lower: 1- 12 mos. 7.00% / 8.00% / 9.00% / 11.00% / 15.00% / 17.99%; 13-24 mos. 7.50% / 8.50% / 9.50% / 11.50% / 15.50% / 17.99%; 25-36 mos. 8.00% / 9.00% / 10.00% / 12.00% / 16.00% / 17.99%. Loan terms: 25-36 mos..