The Oswego County Federal Credit Union is a auto loan from Oswego County Federal Credit Union. The ongoing APR is 2025 & Newer (Rate: Base / +100 / +200 / +400 / +800 / +1200): 1-48 mos. 6.20% / 7.20% / 8.20% / 10.20% / 14.20% / 17.99%; 49-96 mos. 6.70% / 7.70% / 8.70% / 10.70% / 14.70% / 17.99%; 97-120 mos. 7.20% / 8.20% / 9.20% / 11.20% / 15.20% / 17.99%; 2025 & Newer ($50,000 Minimum) 121-180 mos. 7.70% / 8.70% / 9.70% / 11.70% / 15.70% / 17.99%. 2024-2022: 1-48 mos. 6.95% / 7.95% / 8.95% / 10.95% / 14.95% / 17.99%; 49-96 mos. 7.45% / 8.45% / 9.45% / 11.45% / 15.45% / 17.99%; 97-120 mos. 7.95% / 8.95% / 9.95% / 11.95% / 15.95% / 17.99%; 2024-2022 ($50,000 Minimum) 121-180 mos. 8.45% / 9.45% / 10.45% / 12.45% / 16.45% / 17.99%. 2021-Older: 1-48 mos. 7.45% / 8.45% / 9.45% / 11.45% / 15.45% / 17.99%; 49-96 mos. 7.95% / 8.95% / 9.95% / 11.95% / 15.95% / 17.99%; 2021 & Older ($25,000 Minimum) 97-120 mos. 8.45% / 9.45% / 10.45% / 12.45% / 16.45% / 17.99%; 2021 & Older ($50,000 Minimum) 121-180 mos. 8.95% / 9.95% / 10.95% / 12.95% / 16.95% / 17.99%. Loan terms: 121-180 mos..