The Oswego County Federal Credit Union is a home equity loan from Oswego County Federal Credit Union. The ongoing APR is Home Equity Loans Rate: Base / +50 / +100 / +150 / +200 / +250: 1-60 mos. 4.99% / 5.49% / 5.99% / 6.49% / 6.99% / 7.49%; 61-120 mos. 5.49% / 5.99% / 6.49% / 6.99% / 7.49% / 7.99%; 121-180 mos. 5.99% / 6.49% / 6.99% / 7.49% / 7.99% / 8.49%. Typical credit limit: Minimum: $5,000 Maximum: $250,000. Loan terms: Up to 15 years.