The Oswego County Federal Credit Union is a auto loan from Oswego County Federal Credit Union. The ongoing APR is 2025 & Newer (Rate: Base / +100 / +200 / +400 / +800 / +1200): 1-36 mos. 5.24% / 6.24% / 7.24% / 9.24% / 13.24% / 17.24%; 37-48 mos. 5.49% / 6.49% / 7.49% / 9.49% / 13.49% / 17.49%; 49-60 mos. 5.74% / 6.74% / 7.74% / 9.74% / 13.74% / 17.74%; 61-72 mos. 5.99% / 6.99% / 7.99% / 9.99% / 13.99% / 17.99%; 73-84 mos. 6.49% / 7.49% / 8.49% / 10.49% / 14.49% / 17.99%. Loan terms: 73-84 mos..