The New Haven Bank is a personal credit card from New Haven Bank. Application typically pulls a hard report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 17.99% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR for the first 12 billing cycles on purchases and on balances transferred within 366 days from account opening introductory rate. Signup bonus: One-time $150 bonus after eligible Net Purchases totaling $500 or more are made to your account within 90 days from account opening. Rewards: 5% cash back (1% base & 4% bonus) on your first $2,000 in combined Net Purchases each calendar quarter in your two chosen 5% categories and unlimited cash back in your one chosen 2% (1% base & 1% bonus) category; all other Net Purchases earn 1% cash back. Loan terms: Your due date is 24 - 30 days after the close of each billing cycle.