The New Haven Bank is a personal credit card from New Haven Bank. Application typically pulls a hard report from TransUnion. The annual fee is $0 introductory annual fee for the first 12 months. After that, $99. The ongoing APR is 19.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a No introductory APR introductory rate. Signup bonus: One-time 25,000 bonus points after eligible Net Purchases totaling $2,000 or more are made to your account within 120 days from account opening. Rewards: 1.5 Points per dollar on eligible Net Purchases; 4 Points (1.5 base and 2.5 bonus) per dollar on eligible Net Purchases from merchants classified in qualifying travel, gas station and electric vehicle charging station, entertainment, and recreation category codes. Loan terms: Your due date is 24 - 30 days after the close of each billing cycle.