The New Haven Bank is a personal credit card from New Haven Bank. Application typically pulls a hard report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 17.99% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR for the first 12 billing cycles on purchases and on balances transferred within 366 days from account opening introductory rate. Signup bonus: One-time 15,000 bonus points after eligible Net Purchases totaling $500 or more are made to your account within 90 days from account opening. Rewards: 4 Points per dollar on eligible Net Purchases at restaurants, fast-food restaurants or bars for your first $2,000 each quarter (1 Point after the quarterly maximum); 2 Points per dollar at gas station and electric vehicle charging station, grocery store and supermarket merchants, and qualifying streaming subscription services; 1 Point per dollar on all other eligible Net Purchases. Loan terms: Your due date is 24 - 30 days after the close of each billing cycle.