The New Haven Bank is a personal credit card from New Haven Bank. Application typically pulls a hard report from TransUnion. The annual fee is Annual Membership Fee: None. The ongoing APR is 18.24% to 28.24% based on your creditworthiness when you open your account. This APR will vary with the market and is based on the Prime Rate. (terms accurate as of 10/2026) after a 0% introductory APR for the first 12 billing cycles on purchases and on balances transferred within 366 days from account opening introductory rate. Rewards: 3% cash back (1.5% base and 1.5% bonus) per $1 spent on eligible Net Purchases for the first 12 billing cycles, up to $20,000; after that (or over $20,000) 1.5% cash back; 5% cash back on prepaid car rental and hotel reservations booked through the Travel Center. Loan terms: Your due date is 24 - 30 days after the close of each billing cycle.