The Network for Oregon Affordable Housing is a business loan from Network for Oregon Affordable Housing. The ongoing APR is Between 5% and 7%. Calculated by NOAH based on its blended cost of funds plus a margin. Inquire for current rate.. Typical credit limit: $500,000 minimum and up to $5,000,000 maximum, generally.. Loan terms: Lesser of 36 months or HUD/RD contract expiration. Extension of up to 12 months, not to exceed 48-month maximum loan term.; Payments: Monthly interest only payments with principal due at loan maturity. In addition, escrows for taxes and insurance (as applicable) and a monthly deposit to the operating and maintenance reserve..