The Network for Oregon Affordable Housing is a business loan from Network for Oregon Affordable Housing. Typical credit limit: $250,000 minimum with no specified maximum, subject to Borrower concentration limits.. Loan terms: 20 years, but not to exceed 30 years.; Amortization: 1. New Construction: Not to exceed 30 years; 2. Existing Construction with Substantial Rehabilitation: Not to exceed 30 years. 3. Existing Construction: Not to exceed the lesser of 25 years or remaining economic life of the project less 10 years.; Payments: Monthly amortizing principal and interest payments with outstanding principal due at loan maturity. In addition, escrows for taxes and insurance (as applicable) and a monthly deposit to the capital replacement reserve..