The Network for Oregon Affordable Housing is a business loan from Network for Oregon Affordable Housing. The ongoing APR is 2.75% over the 10‐year Treasury; current floor rate is 4.75%. The interest rate may be reduced if Oregon Affordable Housing Tax Credits (OAHTCs) are awarded to the project. The floor rate with an allocation of OAHTCs is 1.00%.. Typical credit limit: $300,000 minimum (generally) and up to $10,000,000 maximum, subject to Borrower concentration limits.. Loan terms: Not to exceed 20 years.; Amortization: Not to exceed lesser of: 30 years or the remaining economic life less 5 years.; Payments: Monthly amortizing principal and interest payments in addition to escrows for taxes and insurance (as applicable) and monthly deposit to capital replacement reserve..