The Network for Oregon Affordable Housing is a business loan from Network for Oregon Affordable Housing. The ongoing APR is Between 5% and 7%. Calculated by NOAH based on its blended cost of funds plus a margin. Inquire for current rate. (term sheet dated 7/12/2016). Typical credit limit: $300,000 minimum and up to $8MM.. Loan terms: Up to 36 months. Extension of up to 12 months, not to exceed 48-month maximum loan term.; Payments: Monthly interest only payments with principal due at loan maturity. In addition, escrows for taxes and insurance (as applicable and a monthly deposit to the maintenance reserve..