The New York University Federal Credit Union is a personal credit card from New York University Federal Credit Union. The ongoing APR is 7.90% after a 5.90% Introductory APR introductory rate. Rewards: CURewards + CU Travel Hotel Dollars. Typical credit limit: Max Initial Credit Limit $20,000. Loan terms: Your due date is at least 25 days after the close of each billing cycle..