The New York University Federal Credit Union is a personal loan from New York University Federal Credit Union. The ongoing APR is 700+ (A to A+): 9.0%; 650-699 (B): 9.5%; 600-649 (C): 9.99%; 520-599 (D): 11.99% (up to 12 months). Typical credit limit: Loan amounts: $500 - $3,000. Loan terms: Maximum term: 12 months.