The New York University Federal Credit Union is a home equity loan from New York University Federal Credit Union. The ongoing APR is 5 Years: 6.50% (1st Lien), 8.00% (2nd Lien); 10 Years: 7.25%, 8.25%; 15 Years: 7.50%, 8.50%; 20 Years: 7.75%, 8.75%. Approval typically requires a credit score of Min credit score of 620 or higher. Typical credit limit: Loan amounts from $50,000 to $500,000. Loan terms: 5 Years, 10 Years, 15 Years, 20 Years.