The New York University Federal Credit Union is a personal loan from New York University Federal Credit Union. The ongoing APR is 760+ (A+): 11.0% up to 36 months, 12.0% 37-48 months, 13.0% 49-60 months; 700-759 (A): 12.0%, 13.0%, 14.0%; 650-699 (B): 13.0%, 14.0%, 15.0%; 600-649 (C): 15.0%, 16.0%, 17.0%; 520-599 (D): 16.0%, 17.0%, 18.0%. Approval typically requires a credit score of For any loan over $10,000 a credit score over 680 is required. or higher. Typical credit limit: Loan amounts: $500 - $25,000.. Loan terms: Maximum term: 60 months.