The New York University Federal Credit Union is a mortgage from New York University Federal Credit Union. The ongoing APR is For Fixed Rate the available repayment period is 5, 10, 15 or 20 years. Fixed Rate is determine by term. 5 Year- 5.875% APR, 10 Year - 5.875% APR, 15 Year- 6.00% APR, 20 Year- 6.625% APR; For Variable Rate Line of Credit- Term 30 Years. Rate is (Prime Rate Plus 0.50% APR.). Loan terms: For Fixed Rate the available repayment period is 5, 10, 15 or 20 years. For Variable Rate Line of Credit- Term 30 Years..