The New York University Federal Credit Union is a mortgage from New York University Federal Credit Union. The ongoing APR is 7.250% rate / 0.500% points / 7.336% APR; 7.375% / 0.000% / 7.410% APR ($800 rebate); 7.500% / 0.000% / 7.535% APR ($4,000 rebate). Typical credit limit: We offer financing on 1-4 Family Homes, Condos, and Co-Ops in all 50 States up to $3,000,000.. Loan terms: 30-year fixed.