The New York University Federal Credit Union is a personal loan from New York University Federal Credit Union. The ongoing APR is 16.0%. Approval typically requires a credit score of Credit score not less than 520. or higher. Typical credit limit: $60,000+ salary: $2,500; $40,001-$60,000: $2,000; $30,001-$40,000: $1,500; Up to $30,000: $1,000. Loan terms: Maximum term: 12 months.