The New York University Federal Credit Union is a mortgage from New York University Federal Credit Union. The ongoing APR is 6.000% rate / 0.375% points / 6.534% APR; 6.125% / 0.000% / 6.530% APR ($800 rebate); 6.250% / 0.000% / 6.562% APR ($2,400 rebate). Typical credit limit: We offer financing on 1-4 Family Homes, Condos, and Co-Ops in all 50 States up to $3,000,000.. Loan terms: a 3/6 ARM has an initial fixed period of three (3) years. After three years, the rate will adjust every six (6) months..