The Goldenwest Credit Union is a mortgage from Goldenwest Credit Union. The ongoing APR is As low as 6.653% APR (5/1 Adjustable Rate Mortgage No MI), 6.779% APR (7/1 Adjustable Rate Mortgage No MI), 0.000% points (rates accurate as of September 3, 2026; 30 Year ARM, $400,000, 20% down). Loan terms: Amortized over 30 years; 5/1 ARM, 7/1 2nd Home or Investment Property, 7/1 ARM Jumbo.