The Goldenwest Credit Union is a business credit card from Goldenwest Credit Union. The annual fee is No annual fee. The ongoing APR is 16.99% (terms accurate as of January 1, 2026). Signup bonus: Receive a $250 cash bonus after spending $5,000 in 90 days. Rewards: 1.5% cashback on all purchases, deposited quarterly. Loan terms: Your monthly payment will be 2.50% of your total new balance, or $25.00, whichever is greater plus outstanding unpaid fees and charges, all prior unpaid payments and any amount that exceeds your credit limit.