The Goldenwest Credit Union is a personal credit card from Goldenwest Credit Union. The annual fee is No annual fee. The ongoing APR is Without Cash Rebate 11.75% - 18.00%; With Cash Rebate 14.75% - 18.00%, when you open your account, based on your creditworthiness (fixed) (terms accurate as of January 1, 2026) after a No introductory APR introductory rate. Rewards: Optional cash rebate program: 0.25% on first $10.00 to $1000.99 annual spend, 0.50% next $1001.00 to $2000.99, 0.75% next $2001.00 to $3000.99, 1.00% on $3001.00+.