The Goldenwest Credit Union is a business credit card from Goldenwest Credit Union. The annual fee is No annual fee. The ongoing APR is 13.50% (fixed) (terms accurate as of January 1, 2026). Signup bonus: Spend $3,000 in the first 90 days and earn 25,000 bonus points (50,000 bonus points after $5,000 in 90 days with Business Reward Yourself Checking); one offer per business account/EIN number. Rewards: Earn 1 Rewards point for every $1 spent; 2X points with an active Business Reward Yourself Checking Account. Loan terms: Your monthly payment will be 2.50% of your total new balance, or $25.00, whichever is greater plus outstanding unpaid fees and charges, all prior unpaid payments and any amount that exceeds your credit limit.