The Goldenwest Credit Union is a mortgage from Goldenwest Credit Union. The ongoing APR is As low as 7.185% APR (30 Year Fixed, 6.990% rate, 0.375% Points), 6.840% APR (20 Year Fixed, 6.625% rate, 0.125% Points), 6.574% APR (15 Year Fixed, 6.250% rate, 0.500% Points); Rates and terms are accurate as of October 15, 2026; based on $400,000 loan amount, with a 25% down payment. Loan terms: Choose your term: 10, 15, 20, or 30 years (fixed rate).