The Goldenwest Credit Union is a home equity loan from Goldenwest Credit Union. The ongoing APR is As low as 5.447% APR (5 Year), 5.654% APR (7 Year), 5.959% APR (10 Year), 6.125% APR (12 Year First Mortgage w/ 5 Year Call), 6.620% APR (15 Year First Mortgage w/ 5 Year Call), 6.614% APR (20 Year First Mortgage w/ 5 Year Call), 0.000% points (rates accurate as of May 21, 2026). Loan terms: 5-, 7-, 10-, 12-, 15-, and 20-year term options; funds paid in a lump sum and paid back over the length of the mortgage.