The Goldenwest Credit Union is a mortgage from Goldenwest Credit Union. The ongoing APR is As low as 7.470% APR (Lot Loan Special 1-year balloon, 6.240% rate), 7.435% APR (Improved Building Lot 3-year balloon, 6.990% rate), fixed (rates accurate as of September 3, 2026; 30-year amortization, $200,000, 20% down). Loan terms: 30-year term with a 3-year call.