The ELGA Credit Union is a mortgage from ELGA Credit Union. The ongoing APR is 3/1 ARM: as low as 6.375% (APR 6.583%); 5/1 ARM: as low as 6.500% (APR 6.710%); 7/1 ARM: as low as 6.625% (APR 6.836%); discount points 0.000. Loan terms: 3/1 ARM, 5/1 ARM, 7/1 ARM.