The ELGA Credit Union is a mortgage from ELGA Credit Union. The ongoing APR is 3/1 ARM: as low as 7.125% (APR 7.343%); 5/1 ARM: as low as 7.250% (APR 7.469%); 7/1 ARM: as low as 7.375% (APR 7.596%); discount points 0.000. Loan terms: 3/1 ARM, 5/1 ARM, 7/1 ARM.