The ELGA Credit Union is a mortgage from ELGA Credit Union. The ongoing APR is 30 Year Fixed: as low as 7.625%, 0.250 points (APR 7.876%); 20 Year Fixed: as low as 7.625%, 0.250 points (APR 7.948%); 15 Year Fixed: as low as 7.500%, 0.125 points (APR 7.876%); 10 Year Fixed: as low as 7.500%, 0.000 points (APR 7.995%). Loan terms: 30 Year Fixed, 20 Year Fixed, 15 Year Fixed, 10 Year Fixed.