The Dupaco Community Credit Union is a personal credit card from Dupaco Community Credit Union. The annual fee is $0 (no annual fees or participation fees). The ongoing APR is 12.75%-19.75% variable APR (effective 10/1/2026), based on creditworthiness; Prime Rate (WSJ, last business day of each calendar quarter) plus margin after a 2.90% intro APR on balance transfers and balance consolidations that post during the first 90 days after opening introductory rate.