The Dupaco Community Credit Union is a mortgage from Dupaco Community Credit Union. Loan terms: 30-year 5/1 ARM, 30-year 7/1 ARM or 30-year 10/1 ARM: initial rate locked for 5, 7 or 10 years, then adjusts annually; rate won't change more than 2% at each periodic adjustment and not more than 6% over the life of the loan.