The Dupaco Community Credit Union is a home equity line of credit from Dupaco Community Credit Union. The annual fee is $0 (no application, annual, maintenance or transaction fees). The ongoing APR is Variable APR as low as 6.50% (rates effective as of 10/01/2026; requires 720+ credit score and combined LTV 75% or less); Prime Rate (WSJ, last business day of each month) plus or minus a margin; floor as low as 4.00% APR; maximum APR 21.00%. Typical credit limit: Borrow up to 100% of your available equity, with a $5,000 minimum. Loan terms: Revolving; pay only on the balance you owe; monthly payment can fluctuate.