The Truist Bank is a business credit card from Truist Bank. The annual fee is $299 annual fee; waived for the first year and in years when the organization reaches $100,000 in eligible purchases. The ongoing APR is 15.74% to 24.74% variable APR based on creditworthiness. Signup bonus: $1,000 bonus rewards after spending $15,000 on purchases in the first 90 days after account opening. Rewards: 2% unlimited cash back on all eligible purchases.