The Truist Bank is a business credit card from Truist Bank. The annual fee is $0. The ongoing APR is 15.74% - 24.74% variable APR after a 0% introductory APR on purchases for 9 months introductory rate for 9 months. Signup bonus: $300 bonus rewards after $3,000 spend in first 90 days. Cash back: 3% gas; 2% restaurants and office supply stores up to $2,000 combined monthly category spend; 1% all other eligible purchases.