The Truist Bank is a business credit card from Truist Bank. The annual fee is $0. The ongoing APR is 15.74% to 24.74% variable, based on creditworthiness (Prime Rate + 8.99% to 17.99%, maximum 29.99%; Prime 6.75% as of 07/01/2026; disclosure form 2412 MV (2609)) after a 0% intro APR on purchases for 12 months after account opening introductory rate for 12 months. Loan terms: Revolving business credit card; payment due at least 25 days after the close of each billing cycle. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).