The First Hawaiian Bank is a personal credit card from First Hawaiian Bank. Application typically pulls a hard report from Equifax. The annual fee is No annual fee. The ongoing APR is 18.00% variable (disclosure published 12/01/2022) after a 2.99% intro fixed APR on purchases for first 8 billing cycles; 2.99% intro fixed APR on balance transfers for first 8 billing cycles (transfers made within thirty days of account opening) introductory rate. Rewards: None (no rewards program; card offers low intro APR and balance transfer rate, no annual fee). This product reports activity to your personal credit report.