The First Hawaiian Bank is a personal credit card from First Hawaiian Bank. Application typically pulls a hard report from Equifax. The annual fee is No annual fee. The ongoing APR is 18.00% variable (disclosure published 10/4/2024) after a 0% intro fixed APR on purchases for first 6 billing cycles introductory rate. Signup bonus: 20,000 bonus CashPoints after $1,500 in spend within the first 3 months after account opening. Rewards: 1 CashPoint per $1 on net qualifying purchases; redeemable for cash back, gift cards or travel. Cash back: Unlimited CashPoints. This product reports activity to your personal credit report.