The First Hawaiian Bank is a business credit card from First Hawaiian Bank. The annual fee is $0. The ongoing APR is 17.74% variable (Prime Rate + 10.99 percentage points; disclosures published 3/1/2026). Approval typically requires a credit score of Fair Credit OK or higher. Signup bonus: $200 statement credit after $2,000 spend within the first 3 months after account opening. Rewards: 1.5% Cash Rewards on all net qualifying purchases; unlimited, no cap. Cash back: 2% unlimited Cash Back with purchases. Typical credit limit: High Limits. Loan terms: Revolving business credit card; due date at least 25 days after the close of each billing cycle. This product does not report routine activity to your personal credit (only on default if a personal guarantee is required).