The Capital One is a personal credit card from Capital One. The annual fee is $95. The ongoing APR is 19.74% - 28.74% variable APR. Approval typically requires a credit score of Excellent or higher. Signup bonus: 75,000 bonus miles after $4,000 in purchases within the first 3 months, plus $300 for hotel and vacation rental bookings through Capital One Travel in the first cardholder year. Rewards: Unlimited 2X miles per dollar on every purchase; unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull)..