The Capital One is a personal credit card from Capital One. Application typically pulls a hard report from Experian. The annual fee is No annual fee. The ongoing APR is 16.74% to 25.74% variable APR after the intro period after a 0% introductory APR offer for 6 months on purchases introductory rate for 6 months. Approval typically requires a credit score of No credit score required to apply (footnote: we may use credit scores if available) or higher. Signup bonus: Unlimited dollar-for-dollar match on all the cash back earned at the end of your first year.. Rewards: 5% cash back on rotating everyday categories each quarter (activation required, up to a quarterly maximum). Other purchases earn 1%.. Cash back: 5% cash back on up to $1,500 in purchases in bonus categories each quarter.. Typical credit limit: $500 - $1,500. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Discover limits cardholders to a maximum of 2 personal Discover cards open at any time. New Discover applications are typically only approved if your last Discover application was at least 14 days ago. First-year cashback is automatically matched (unique to Discover).. Designed for students with no annual fee and cash back matching.