The Capital One is a business credit card from Capital One. The annual fee is $0. The ongoing APR is 16.99%, 22.99% or 26.99% variable (Prime + 9.99%, 15.99% or 19.99%), based on creditworthiness (offer 41748 terms, undated; read 2026-10-13) after a 0% intro APR on purchases for the first 9 months that the account is open (no intro rate on transfers) introductory rate for 9 months. Approval typically requires a credit score of Excellent or higher. Signup bonus: $750 cash bonus when you spend $6,000 in the first 3 months.. Rewards: Earn unlimited 1.5% cash back on every purchase, everywhere, no limits or category restrictions.. Cash back: 1.5% cash back on every purchase. Typical credit limit: Minimum credit line $1,000 (set after review of application and ability to pay). Loan terms: Revolving business credit card; due date at least 25 days after each billing cycle closes; minimum payment greater of $15 or 1% of balance plus new interest and late fees (full balance if under $15). This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull)..