The Capital One is a personal credit card from Capital One. The annual fee is $395. The ongoing APR is 19.74% - 28.74% variable APR. Approval typically requires a credit score of Excellent or higher. Signup bonus: 75000 miles. Rewards: 10X miles on hotels and rental cars booked through Capital One Travel; 5X miles on flights and vacation rentals booked through Capital One Travel; 2X miles on all other purchases; 5X miles on Capital One Entertainment purchases. This product reports activity to your personal credit report. ITIN-friendly — accepts applicants with an Individual Taxpayer Identification Number in lieu of an SSN. Soft-pull pre-qualification is available — no hard inquiry to check approval odds. Application rules: Capital One enforces a 2-card limit (you cannot have more than 2 Capital One personal cards open at any time) and a 6-month rule (you can only be approved for one new Capital One card every 6 months). Capital One pulls from ALL THREE bureaus on every application (triple pull)..