The Verity Credit Union is a home equity line of credit from Verity Credit Union. The ongoing APR is Variable, indexed to the highest WSJ Prime Rate on the first day of each month: owner-occupied 7.49% - 8.50% APR (up to 75% LTV), 7.59% - 8.25% (75.01%-80% LTV); investment/rental 8.50% - 9.25% (up to 60% LTV); floor 4.00%, ceiling 15.00%; optional 5-, 10- and 15-year rate-lock advances priced separately (rates current as of 10/1/2026). Typical credit limit: Credit lines range from $20,000 to $250,000. Loan terms: Access the line for up to 10 years; up to 3 active fixed-rate advances, each with up to 15 years of monthly principal and interest payments.