The Verity Credit Union is a auto loan from Verity Credit Union. The ongoing APR is 4.84% - 17.59% APR; lowest rate includes 0.25% autopay, 0.50% EPA SmartWay Certified vehicle and 0.25% under-80%-LTV discounts (rates current as of 9/28/2026). Loan terms: Maximum repayment term 84 months (72- and 84-month terms for qualified members by creditworthiness and vehicle age/type).