The Verity Credit Union is a personal credit card from Verity Credit Union. The annual fee is $0 (Annual Fees: None). The ongoing APR is 10.74% to 20.74% after the introductory period, based on creditworthiness; varies with the Prime Rate (accurate as of September 24, 2026) after a 0% introductory APR on purchases, balance transfers and cash advances for the first twelve billing cycles after the account is opened introductory rate.