The Verity Credit Union is a personal credit card from Verity Credit Union. The annual fee is $0 (Annual Fees: None). The ongoing APR is 14.24% to 22.00% after the introductory period, based on creditworthiness; varies with the Prime Rate (accurate as of September 24, 2026) after a 0% introductory APR on purchases, balance transfers and cash advances for the first twelve billing cycles after the account is opened introductory rate. Signup bonus: 10,000 bonus points after spending $1,000 in the first 90 days (new cardholders only). Rewards: 1.5 points per $1 spent, redeemable for cash back (minimum 2,500 points = $25), travel, gift cards or merchandise; points expire after five years. Typical credit limit: Credit limits starting at $5,000.