The Valley Strong Credit Union is a auto loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit: up to 48 months 6.24%-21.74%; 66 months 6.49%-21.99%; 75 months 6.74%-21.99%; 84 months 6.99%-21.99% (model years 2025 and newer; rates effective 9/15/2026). Typical credit limit: Minimum loan amount $10,000 (up to 66 months), $15,000 (75 months), $25,000 (84 months); no maximum printed. Loan terms: Up to 84 months; fixed rate; no prepayment penalty; no payments for first 90 days.