The Valley Strong Credit Union is a auto loan from Valley Strong Credit Union. The ongoing APR is Fixed APR based on credit: new 36 months 7.75%-10.00%, 48-60 months 8.75%-11.00%; used 36 months 8.25%-10.50%, 48-60 months 9.25%-11.50% (rates effective 9/15/2026). Typical credit limit: Minimum loan amount $10,000; no maximum printed. Loan terms: Up to 60 months; fixed rate; no prepayment penalty.