The Peach State Federal Credit Union is a mortgage from Peach State Federal Credit Union. The ongoing APR is Rate 7.625%; APR* (as low as) 7.809% (Loan to Value (LTV) <=80%; Effective October 14, 2026). Typical credit limit: The maximum loan amount is $832,750.00.. Loan terms: Conventional 30 Year Fixed; 360 payments of $7.08 per $1,000 borrowed based upon a 7.625% Note Rate.